Mega Backdoor Roth 2024 Limits. If your employer offers a retirement plan, such as a 401 (k) or 403 (b) with a roth option, it has no income limits. In order to do a mega backdoor roth ira, your 401k plan needs to offer:
A mega backdoor roth lets you roll over up to $43,500 from a traditional 401(k) to a roth ira or a roth 401(k) in 2023, all without paying any taxes. The mega backdoor roth is an approach for individual investors to contribute more to a roth ira and/or roth 401(k) than the standard contribution limits.